An insurance agency you can trust and communicate with…VO Enterprises was established in 1988 by Vern & Rita Ortmeier, selling insurance and Pioneer® seed out of what is now Village Express in Beemer, NE. In 2001, VOs moved into its current location behind the old building. In 2007, Christopher Ruskamp purchased the Pioneer® portion of the business and Brenda & Dan Martin bought the insurance business. In 2012, VO Enterprises opened a second location in Howells, NE. VO Enterprises offers a full line of insurance products for all personal and commercial needs.